Accounting
Personal finance management with SEPA import, categories, and budgeting.
Overview
AsyncLife Accounting helps you manage your personal finances with ease.
- Multiple Accounts — Track bank accounts, credit cards, savings, and investment accounts
- Transaction Management — Import from CSV, view, filter, and categorize your transactions
- Smart Categories — Auto-categorization with learning from your corrections
- Budget Planning — Set savings goals and use envelope budgeting for better control
Financial Accounts
Start by adding your financial accounts. Each account tracks its own transactions and balance.
Account Types
- Bank Account — Regular checking accounts for daily transactions
- Credit Card — Track credit card spending and payments
- Savings Account — Dedicated savings with separate balance tracking
- Investment Account — Track investment account balances (positions not tracked)
Importing Transactions
Import transactions from your banks CSV export. The import wizard guides you.
Import Steps
- Upload your banks CSV export file
- Map columns to transaction fields
- Preview parsed transactions
- Confirm import and auto-categorize
Built-in Bank Presets
When you upload a CSV from a supported bank, we auto-detect the format and skip column mapping. Phase 1 covers ~75% of German retail banking accounts:
- Sparkasse — CAMT-CSV export
- Volksbank/Raiffeisenbank — VR-NetWorld CSV (Genossenschaftsbanken)
- ING-DiBa — Umsätze CSV
- DKB — Umsätze CSV
- Commerzbank — Umsätze CSV
Save your column mapping as a profile to reuse for future imports.
Managing Transactions
View all your transactions in one place. Filter by account, category, date, or amount.
Each transaction shows date, amount, description, counterparty, and category.
Categories & Auto-Categorization
Transactions are organized into categories with subcategories for detailed tracking.
Smart Auto-Categorization
The system automatically categorizes new transactions using this priority:
- Your custom rules (highest priority)
- Patterns learned from your corrections
- Team-shared rules (if using teams)
- Built-in rules for common merchants
Budgeting Features
Plan your spending and track progress toward financial goals.
Savings Goals
Create goals with target amounts and deadlines. Track progress.
Envelope Budgeting
Allocate monthly budgets to categories. See how much youve spent.
Analytics & Reports
Understand your finances with visual reports and insights.
- Spending by Category — See where your money goes with category breakdowns
- Income vs. Expenses — Track your cash flow over time
- Savings Rate — Monitor what percentage of income youre saving
- Recurring Transactions — Identify subscriptions and regular expenses